Lukas Furlan

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Common Misconceptions About Auto’s Which You Must Stop believing!

If you are planning to buy an auto, it is important to understand that there are various premium factors affecting what you are buying. It is difficult to differentiate between fact and fiction, as other segments although buying an affordable auto you must know what’s ideal for you and not, with the help of differentiating facts from myths!

The various insurance companies such as discovery car insurance and uf insurance waiver are available to help you in order to buy an ideal auto or the automobile/vehicle you desire to!

Here is a list of myths you must stop believing about, right there!

You don’t need an insurance if you are using an old car: 

Old Car
Old Car

This is not true, instead the reality is to protect your vehicle through an insurance plan, whether it is old or new, you will have a feel that the low replacement value of an old car doesn’t justify a comprehensive insurance plan. Always keep in mind that old cars have the high probability of theft, due to the demand of its parts are more easy and prone to get stolen. 

Motor insurance only covers the accidents: 


Stop with this misconception right there! Having an insurance provided by discovery car insurance proves that it covers for all types of accidents, provided you have a valid driving license. With your particular comprehensive auto insurance, you can get full coverage for your vehicle in the event of mechanical faults or damages, theft, flood, terrorism, riots.

Third-party cover is enough for an old car: 

No it’s not enough as you must know in order to buy an affordable auto, your third party is not enough as it only provides and covers the damage your car gets into. It is highly recommended to keep another plan in mind. 

Your insurance covers you for all damages caused by you: 

Usually it does, but not always. specially when you are convicted of drinking and driving or breaking any such law/rule. Your insurer turns down your claim straight away. 

In case of an accident, you will have to pay from your pocket then go through the complex claim process: 

You pay or not, your claim will be reimbursed. Talking about the online insurance, you can visit a network garage and the insurer directly settles the incurred expenses. If you are unable to visit a network garage you can still have and achieve this through various ways, and you can claim for reimbursement later. 

The claiming process is riddled with discrepancy: 

Insurance claim process
Insurance claim process

Never believe this one. The claiming process is not at all difficult, as you can easily apply for the claim, and register it whenever you want. Once your claim is registered online, you will be contacted by the customer care within 24 hours and they will assist you with further formalities too. Keeping in mind, if your vehicle is taken to a garage, the insurer takes care of the claim directly and you don’t have to pay a single penny. 

You can’t change the insurer once you buy one: 

There are multi-year plans which are widely available. This is not the act, but you can easily change your insurer whenever you wish to. You will get back all the benefits whatever you have earned from your previous insurer.

You need to take a separate policy if you have a driver:

Driver showing Licence
Driver showing Licence

It is good to add your driver to your policy as it helps not to require you to have a separate policy for the same. The only thing to be ensured is that the driver has a valid license. If not, the insurer will not consider and accept your claim, in case of any accident that persists. 

Important Guidelines To Keep In Mind Before Selling Your Business!

As a small business owner, one of the biggest decisions that you ever ever have to take is the decision to sell your company. You might be puzzled up with numerous questions such as how, to whom, and where you are going to sell your business. If you’re looking to expand your operations into new markets for business connexion, here are some important guidelines that can help you connect to different opportunities.

Ways To Go!

Sell Business
Sell Business

There is not one but two ways in business studies to opt for, in terms of selling your business. One is the most common which says, you can hire a broker to sell your business for you and as usual you are left with the last option which means you can try it out yourself. Although the easiest way to business for sale in cape  town is by hiring a broker as he will take care of creating the sales listing and advertising on the internet through their various brokerage networks. This will help to expose your sales listing to potential buyers who are likely qualified for purchasing your company.

If you want to gain profit all by yourself without giving any sort of percentage of commission to the broker, you can always choose the sell it yourself option.

Selling Ownership vs. Selling Assets!

Transfer Ownership
Transfer Ownership

Of course, there’s always two types of business sales where you can conduct, either an asset of sales or and ownership sale. If you choose an asset, this clearly means you are only selling the business not any ownership interest, whereas intangible asset will include everything including brand name, trademark or even the land.

The way in which you sell your business totally depends on the type of business entity you have and where the value of your business is located. For business entities, such as a partnership, limited liability company, and corporation, it could be either an ownership sale or an asset sale. The seller may not always want to set a specific sale type right away. They might just wait to discuss it with a potential buyer and see which one they would prefer to do in order to grow their business connexion.

Clearing The Basic Questions: Who Am I Selling To?


Well, this is the most common question which arises when you are on the go business for sale in cape town, this can be resolved by either selling your business to a third-party or someone within your area of network of an organization. Sometimes selling to a competitor is a highly effective option because they may purchase your business to expand their own operation which is like yours. If you can’t find third-party buyers or employees to sell your business, try contacting your competitors and see if they are interested in purchasing the same or not.

Selling it on a Public Marketplace:

Public Market Place
Public Marketplace

This means that posting up sales which results in listing onto websites which specializes saying “To-Let” or “Business For Sale”. If you own a physical, “brick and mortar” type of business, then you should definitely try listing on one of these websites.

Selling Your Business Online:

Selling Online
Selling Online

Reading and knowing well about the business studies, regardless of whatever website you wish to choose, be aware that many people out there are not brokers or sales agents. They are just selling to bring high-traffic on the platforms. It is your own responsibility to communicate with the potential buyers and answer to all their questions. Some of the websites will offer you additional tools which can help you throughout the sales process, such as legal templates tesand forms for the various contractual paperwork that you will be dealing with.